Insurance Company, United India Insurance launched its new health insurance policies with limits which are now not available in Indian Insurance Market. They have launched what is termed as 'top -up' medical insurance policies in India. The current schemes are only upto 5 lakh, over and above which the customers have to take an additional policy of 5 lakhs and bear the full cost of taking the policy which is as much as the first policy. The4 'top-up' medical insurance policies are free of this additional cost burden.